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CSUSB Study Indicates Homeownership Leads to Higher Education, Lower Crime

San Bernardino, Ca — A January 2017 research report from California State University, San Bernardino shows the relationship between homeownership and sociological factors in San Bernardino County affect outcomes such as educational attainment, health, crime, inequality and poverty.

The 30 page report written by Daniel MacDonald and Yasemin Dildar of CSUSB’s Economics Department titled,  “California Homeownership and Sociological Factors,” took data on homeownership from each county and analyzed its relationship to each of these outcomes.

The report found that, on average, and after accounting for other factors such as unemployment and demographics (minority population size, age distribution, and family structure), counties with higher homeownership rates have significantly higher high school graduation rates, lower crime rates (both violent and property crime), and reduced poverty rates.

It also found that the positive relationships between high school graduation rates and homeownership are stronger for minority groups (Hispanics/Latinos and African Americans), lending weight to the claim that increased homeownership among minority groups can help narrow socioeconomic disparities and improve economic opportunities.

[ecko_quote source=”said Daniel MacDonald and Yasemin Dildar, assistant professors of economics at Cal State San Bernardino.”]The results from our study provide a story that suggests that housing can no longer be a discussion solely focused on economics, rather it is a social justice issue creating a platform for unlikely partners (educators, labor unions and law enforcement) to join forces with the building community to find solutions,[/ecko_quote]

“Since increased homeownership can lead to higher educational attainment and lower poverty, it can be seen as a major vehicle for improving economic opportunity for families of disadvantaged backgrounds,” the study’s authors said. “And since increased homeownership can lead to lower crime, it will shift economic resources toward more productive uses.”

DOWNLOAD – Fact Sheet: California Home Ownership & Sociological Factors
California State University San Bernardino, Economics Department

Some of the Selected Facts from 2-page Fact Sheet

Overcrowding Facts:

  • San Bernardino County has one of the worst residential overcrowding rates in the California.
  • San Bernardino County ranks 9th highest in residential overcrowding, among 58 counties in California.
  • Reducing the amount of overcrowded homes in San Bernardino County by just 1% will have a significant positive impact on education attainment, income inequality and poverty countywide.

Homeownership Facts:

  • San Bernardino County’s homeownership rate is lower than neighboring counties and states. The wage growth has also been slow in the County, reducing housing affordability rates.
  • Communities with higher homeownership rates are associated with substantial reductions in violent crimes, property crime and lower poverty rates.

New Home Construction Facts:

  • Since 2010, San Bernardino County has ranked among the lowest counties in new home construction statewide.
  • Over the past several years San Bernardino County has constructed less than 2,000 new homes annually.

Download the full Fact Sheet

“The building industry has always believed that housing and homeownership are the foundation for strong communities. If there is homeownership, there is stability,” said Carlos Rodriguez, executive director of the Building Industry Association of Southern California, Baldy View Chapter.  “What this report further tells us is that political and community leadership need to add accessibility to homeownership into the equation when discussing community blight and poor education numbers.”

About the BIA:  The Building Industry Association of Southern California, Baldy View Chapter (BIA) promotes, advocates for and grows the homebuilding industry through member representation and community education at the local level. In addition, the Baldy View Chapter shall maintain a presence and influence on industry-related issues at regional, state, and national levels.  The study was commissioned by the BIA Baldy View Chapter.

About California State University, San Bernardino: California State University, San Bernardino is a preeminent center of intellectual and cultural activity in Inland Southern California. Opened in 1965 and set at the foothills of the beautiful San Bernardino Mountains, the university serves more than 20,000 students each year and graduates about 4,000 students annually. CSUSB reflects the dynamic diversity of the region and has the most diverse student population of any university in the Inland Empire, and it has the second highest African American and Hispanic enrollments of all public universities in California. Eighty percent of those who graduate are the first in their families to do so.

For more information about Cal State San Bernardino, contact the university’s Office of Strategic Communication at (909) 537-5007 and visit

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